Why This Guide Exists
For many of us—especially those living on fixed incomes—managing money carefully becomes more important each year. Everyday expenses like groceries, dining out, travel, insurance, prescriptions, utilities, and services add up quickly.
We here at Living Well Stores want to help. This guide is designed to make it easier for seniors, caregivers, and families to find legitimate savings opportunities across the categories people spend on most.
Helpful tip: Many discounts aren’t advertised. It often pays to ask, “Do you offer a senior discount?”
Quick FAQs
What age qualifies for senior discounts?
It varies by business. Many begin between ages 55 and 65, but some start at 50+ (often via memberships like AARP). Always confirm eligibility.
Do all locations honor corporate senior discounts?
Not always. Many locations are franchised and set their own discount policies. Call ahead or ask at checkout.
Do I need AARP to get senior discounts?
Some discounts require AARP membership, but many do not. Requirements vary by brand and location.
How can I verify a discount before I go?
Check the business website and call the specific location. Discounts and eligibility can differ by state, franchise owner, or time period.
Important Disclaimer
- All discounts listed were accurate at the time of publication.
- Offers are subject to change or cancellation at any time by the business providing them.
- Many discounts vary by location, franchise ownership, or state regulations.
- Eligibility ages commonly range from 50+ to 65+.
- Some discounts require membership (such as AARP) or enrollment in a qualifying program.
- Always verify details directly with the business before making purchasing decisions.
This guide is for informational purposes and does not constitute endorsement of any listed company.
Table of Contents
Fast Food Dining
McDonald’s
Participating locations may offer discounted beverages or senior pricing (varies by location).
Dairy Queen
Select locations offer approximately 10% off for seniors (often 60+; varies).
Whataburger
Senior offers are commonly reported at participating locations (often a free drink), but are not consistently published on the corporate website—confirm locally.
Captain D’s
Senior menu or discounted pricing at participating restaurants (varies).
Taco Bell
Discounted drinks or senior pricing at participating locations (varies).
Hardee’s
Senior beverage or meal discounts at participating locations (varies).
Sit-Down Dining
Denny’s
Senior menu (commonly 55+) and additional discounts for AARP members at participating locations.
Outback Steakhouse
Discounts for AARP members at participating locations (terms vary).
Bonefish Grill
Discounts for AARP members at participating locations (terms vary).
Carrabba’s Italian Grill
Discounts for AARP members at participating locations (terms vary).
Chili’s
Senior discounts may be available at participating locations (varies).
Red Lobster
Senior pricing may be available at select locations (varies).
Golden Corral
Senior specials (e.g., early bird) at participating locations (varies).
Perkins Restaurant & Bakery
55+ menu options and senior pricing at participating locations (varies).
Groceries & Food
Publix Super Markets Added
Select stores offer ~5% off for seniors (commonly 60+) on designated days (often Wednesdays). Participation varies by store.
Albertsons
Senior discount days at participating stores (varies by location).
Harris Teeter
Senior discount day (commonly ~5% off; varies by store).
Piggly Wiggly
Senior discount days at participating locations (varies).
Fry’s Food Stores
Senior discount day promotions at participating locations (varies by state/store).
Weis Markets
Senior discount day (commonly Tuesdays; varies by location).
Other Retailers
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Phone: 800-704-8432
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Kohl’s
15% off in-store on Wednesdays (commonly 60+; exclusions apply; participation may vary).
Ross Dress for Less
Senior discount day (often Tuesdays for 55+; varies by location).
Savers / Value Village
Senior discount day (commonly Tuesdays for 55+; varies).
Michaels
Senior discount days and offers at participating locations (varies).
Entertainment (Theaters & Museums)
AMC Theatres
Senior ticket pricing at participating theatres (availability varies by theatre).
Showcase Cinemas
Senior discount days (often Wednesdays; varies by theater).
National Park Service
Senior Pass: $20 annual or $80 lifetime for U.S. citizens/permanent residents age 62+.
SeaWorld
Senior ticket pricing and promotions may be available (varies by park/time).
Smithsonian Institution (Washington, DC)
Many museums offer free admission (verify special exhibits and theaters separately).
Local museums & zoos
Many offer reduced admission for seniors; verify with your local institution.
Tip: Search “senior admission” on your local venue’s website.
Travel (Hotels, Rail, Car Rentals & Cruises)
Marriott Hotels
Senior Discount Rate for guests 62+ (terms, booking method, and availability apply).
Best Western
Senior hotel discounts for guests 55+ (terms and proof of age may apply).
Choice Hotels
AARP hotel discounts (terms vary; most hotels independently owned/operated).
Hilton
Senior Rate for guests 65+ (terms, proof of eligibility, and availability apply).
Budget Rent A Car
AARP member discount (terms and membership validation apply).
Amtrak
10% off rail fares for travelers 65+ on eligible routes (terms apply).
Carnival Cruise Line
Senior pricing and special offers may be available (often 55+; varies by sailing).
Royal Caribbean
Senior pricing and promotions may be available (varies by sailing).
Service Businesses
Meineke
Senior discounts on auto services at participating locations (varies).
Pep Boys
Senior discounts may be available at participating locations (varies).
Terminix
Senior discounts and promotions may be available in select markets (varies).
Orkin
Senior discounts and promotions may be available in select markets (varies).
Stanley Steemer
Senior promotions may be available (varies by market/time).
Massage Envy
Senior pricing or promotions at participating locations (varies).
Financial Services
Bank of America
Senior product availability varies by region and account type.
Wells Fargo
Account options and fee structures vary; confirm any senior benefits locally.
Local credit unions
Many offer 55+ checking products with waived fees or perks (varies by institution).
Charles Schwab
Retirement-focused accounts and investing services (terms vary).
Fidelity Investments
Retirement-focused accounts and investing services (terms vary).
Vanguard
Low-cost investment options commonly used by retirees (terms vary).
Insurance (Auto, Home & Health)
The Hartford (AARP Auto Insurance Program)
AARP member auto insurance program and discounts (eligibility and state availability vary).
GEICO
Mature driver and defensive driving discounts may be available (state dependent).
Allstate
Mature driver and defensive driver savings may be available (state dependent).
State Farm
Defensive driving and mature driver discounts may be available (state dependent).
Farmers Insurance
Senior driver discounts may be available (state dependent).
Liberty Mutual
Retiree discounts and mature driver programs may be available (state dependent).
UnitedHealthcare
Medicare Advantage and Medicare Supplement plans (availability varies).
Aflac
Supplemental insurance options; eligibility and pricing vary by product/state.
Telecommunications & Utilities
T-Mobile
Senior Unlimited 55+ discounted plans (eligibility and terms apply).
Verizon
55+ plan availability is limited (commonly Florida-only; terms apply).
Consumer Cellular
AARP discount on plans and accessories (terms apply).
Spectrum Internet Assist
Reduced-cost internet for eligible households (program terms apply).
Xfinity Internet Essentials
Discounted internet for eligible households (program terms apply).
Lifeline (Federal Program)
Federal subsidy program for phone/internet service for eligible households (program terms apply).
Local utilities
Many utilities offer senior or income-based bill assistance; verify with your provider.
Tip: Search your utility name + “senior discount” or “bill assistance”.
Education & Lifelong Learning
Osher Lifelong Learning Institutes (OLLI)
Reduced-cost programs designed for lifelong learning (availability varies by location).
Coursera
Many courses allow free auditing (terms vary by course/provider).
AARP Skills Builder
Online learning resources (program availability varies).
Community colleges
Many states offer reduced tuition or audit options for seniors; rules vary by state and campus.
Tip: Search your local community college + “senior tuition waiver” or “audit”.
Local public universities
Many offer senior auditing programs; eligibility varies by institution and state.
Tip: Search your university + “senior audit program”.
Health & Wellness
SilverSneakers
Fitness benefit included with many Medicare Advantage and some Supplement plans (eligibility varies).
LensCrafters
AARP member discounts on eyewear (terms apply).
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